This document is a synthesis of Trabajo de Investigación y Recomendaciones sobre las Condiciones de Competencia en el Sector Financiero y sus Mercados (Research and Recommendations on Competition Conditions in the Financial Sector and its Markets). Its purpose is to offer readers a general vision of characteristic structures and behaviors in the financial services the present study considers. In each case a brief description of the financial service is presented, along with its current situation and problematics, some pertinent evidence and considerations of appropriateness as well as conclusions or recommendations that the study suggests.